About me
Vijay Soni is the Expert Architect & Engineer at Discover business technology department. He is also called as craftsman of Discover's Open Finance Hub, a platform conforming FDX APIs and OIDF FAPI Security profiles, to support Consumer Consent based Open finance use cases (Open Banking, Payments, Rewards data etc.) across different Discover products. He is seasoned software engineer and passionate about solving complex emerging finance and payment product problems using secure, futureproof and innovative approach. Vijay is also contributor in FDX Security & Authentication Working Group.
Prior to open finance work, Vijay led EMV, eCommerce and Mobile SE/HCE Payments technology initiatives as lead architect and engineer. He worked as technical expert and created technology solution blueprints, detailed application design for ecommerce payments and open banking products on cloud native and on-prem environments including implementation and testing of EMV contact, contactless and mobile Java card based apps. He has designed EMV 'Click to Pay' solution encompassing Server Secure APIs, Mobile and Web UX interface, JavaScript SDKs, Server APIs, System architecture, platform & data Security, Consumer device IDV risk based decision engine, analytics and reporting services etc.
Vijay also worked on large financial services & payments technology integration projects including Apple Pay, Google Pay, Samsung Pay, Click to Pay and FDX Open Banking integrations, Pay with Rewards, Contactless Mass Transit acceptance etc..
Vijay is trusted advisor to business and technology partners and remains committed to delivering value everyday.
